Tag Archives: Savings

10 Ways to Save Some Money

Everyone can use a little extra money in the bank, but it seems that saving money is difficult due to high expenses. Despite the challenges, it is possible to save money with a few simple options.

Use Comparison Sites

Comparison sites make it easier to compare prices for insurances and other major expenses. Price comparison life insurance is particularly useful because it brings down the premium costs. Price comparison life insurance sites allow consumers to compare numerous websites within a few minutes.

Get a Part Time Job

Taking on a weekend job can easily put extra cash in the bank, even if it is only one or two days in the week.

Use Coupons

Coupons are available in a wide range of stores, including the classic grocery store coupons. Making use of coupons or coupons codes can reduce spending and put more money in the bank.

Buy Generic Products

The grocery store products or generic store brands are often much less expensive than the brand name options without changing the taste or cleaning affect.

Buy with Cash

Buying with cash helps curb impulsive spending by having only a set amount of money on hand. Take credit and debit cards out of the purse or wallet to prevent temptation.

Cook at Home

Not only is cooking at home less expensive than eating out, it is also much healthier because it is possible to avoid adding any extra oils or use preservatives.

Making a Shopping List

Before going shopping for groceries or other needs, making a list and then sticking to the items on the list will cut back on unnecessary extras. Before grocery shopping, eat a snack for the best results.

Work on Reducing Credit Card Debt

Credit cards are very high interest. Taking the time to get the debt as low as possible or eliminate it completely will result in more cash in the bank as well as less unnecessary spending. That 15 to 20 percent interest adds up quickly.

Borrow Books and DVDs from the Library

The library offers free books and DVDs for families to take home for a few days to a few weeks, depending on the particular library and the item. By checking out and borrowing these items, it is possible to avoid buying them and dramatically cut home entertainment costs.

Invest in a Filter

Instead of buying bottled water, which adds up quickly even with just one bottle a day, buying a filter will ultimately save a small fortune. A filter has a slightly higher initial cost, but allows several gallons of clean water before it needs changing.

Saving money is not as hard as it might seem. It just requires careful planning, comparison shopping and minimizing unnecessary costs.